Braddock Road Insurance Corporation (BRIC)

For Entrepreneurs, by Entrepreneurs

"We believe entrepreneurs deserve a safety net. PGI protects the people building America's small businesses."

Braddock Road Insurance Corporation was was founded by entrepreneurs who've signed personal guarantees, lost sleep over them, and understood firsthand what that risk really means. We didn't start an insurance company because we wanted to sell policies. We started it because we saw a gap in the market—a real problem nobody was solving.

Our Mission

To help small and medium-sized business owners protect their personal assets and pursue their entrepreneurial dreams without fear of catastrophic loss.

Our Story

The Problem We Saw

Every year, hundreds of thousands of entrepreneurs sign personal guarantees to secure business loans. While these guarantees help businesses access capital, they put personal assets—homes, savings, investments—at risk if the business fails.

Despite this massive exposure, there was no insurance product designed specifically to protect business owners from personal guarantee liability. We knew there had to be a better way.

Our Solution

Personal Guarantee Insurance. Simple. Direct. The first insurance product designed specifically to protect entrepreneurs who've personally guaranteed business loans and leases.

Our approach balances meaningful protection with affordable premiums, ensuring that PGI enhances rather than replaces sound business practices and risk management.

Why We Are Different

  • We understand PG risk: Our team has lived it

  • We're laser-focused: This is all we do

  • We're transparent: No hidden exclusions or surprise gotchas

  • We're fast: Underwriting in hours, not weeks

  • We're partners: We believe in the entrepreneurial mission