The first personal guarantee insurance in the U.S.

You signed the guarantee. Now you can insure it.

If your business can't repay its loan, a personal guarantee lets the lender come after your home, your savings, and your future income. Personal Guarantee Insurance covers up to 80% of what you'd owe, on SBA loans and now on conventional business loans too.

Up to 80% of your guarantee covered
Up to $10M per policy
SBA and conventional loans

What kind of loan did you guarantee?

Loans covered
SBA 7(a) and 504 loans
Loan size
Up to $5 million
Coverage
Up to 80% of your guarantee
When to apply
At closing or within six months
80%
Your personal exposure if the loan defaults$1,500,000+
Still on your shoulders$300,000
Covered by PGI (80%)$1,200,000

Illustrative only. Exposure can exceed the loan balance once interest, fees, and collection costs are added. Coverage is subject to underwriting and state availability.

BRIC on Acquiring Minds

Listen to BRIC co-founders Brendan Burdette and Ryan Conner on Acquiring Minds with Will Smith. Acquiring Minds is one of the top podcasts for acquisition entrepreneurs, with over 460 episodes and a loyal following of searchers, SBA borrowers, and SMB investors. In this episode, Brendan and Ryan share the story behind Personal Guarantee Insurance - the personal experiences that led to the idea, the journey to bring the first regulated PG insurance product to market, and what it means for the future of SBA lending.

Estimate Your PGI Quote: SBA and Conventional Loans | Braddock Road Insurance

Estimate Your Quote for Personal Guarantee Insurance

A 30-second check: see if your SBA or conventional loan is eligible and get a ballpark annual premium.

80%
✓ Insures 80% of your personal guarantee.
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Why PGI?

  • Peace of mind: Coverage for your personal guarantee after PG is called

  • Built by founders: Created by entrepreneurs who've been in your shoes

  • Market-first advantage: The only insurance product of its kind

Apply for PG Insurance Now